Services

EDUCATION LOAN

Course fee convert to NO Cost EMI for your Student & Increase 200% Enrolment with Our Partnership

 

Are you connected with an educational institute?

We have partnership with educational institutes and we convert upfront fees into a monthly instalment plan that is free and convenient.

We’ve got great things in store with you, contact us, know and get to know your benefits.

PERSONAL LOAN

A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 30 Lacks with a tenure typically ranging from one to five years. Getting a Personal loan is quite stressed free and there are typically a number of offers in the market most of the time.

Apart from the rate of interest banks also charge some fees which are usually of two types. Once when you are applying for the loan and once when you are pre-closing the loan. The fees when charged at the time of processing called as Processing Fees vary from 2-3% of the loan amount. This could be reduced if you have the ability to bargain. The second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2 – 3 %. Similar to processing charges, you can also try to get this fees reduced.

BUSINESS LOAN

Financial Flow is the life blood of any successful organisation. Most businesses will need a large amount of working capital to start up a new business or enable the rapid growth of an existing business. Scaling up always requires a influx of finances.

Which is why, we go to all lengths to ensure that we can disburse a loan that can help you take your business to the next level. Business loans are very special to us and we have been helping our customers scale to new heights of success by helping them finance their dreams for their enterprises.

While a personal is given on a personal capacity and income, a business loan is given based on company’s income and capacity and is given in the company’s name.

Business loans are categorized broadly into following 2 segments.

  1. Unsecured business loans– 3 year term loan for proprietorship, partnership, private limited companies and limited companies based on a sound balance sheet.
  2. Secured business loans Working capital funding in rupees for proprietorship, partnership, private limited companies and limited companies
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